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SIP Calculator

💡 Direct Answer: A Systematic Investment Plan (SIP) calculator computes the future corpus of recurring monthly investments based on estimated annual return rates.

SIP Calculator (Mutual Funds)

Forecast your mutual fund systematic investment wealth generation with compound growth projections.

Wealth Builder
5,000
500 100000
%
12 %
1 %30 %
Years
10 Yrs
1 Yrs40 Yrs

Maturity Breakdown

Total Expected Maturity Value
₹11,61,695
Total Invested Capital
₹6,00,000
Estimated Wealth Gained
₹5,61,695
Wealth MultiplierGrowth
1.94x
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About SIP Calculator

A Systematic Investment Plan (SIP) is one of the most effective strategies for long-term wealth accumulation, enabling investors to benefit from rupee-cost averaging and compounding interest. ConvertSheet's SIP Calculator lets you project your portfolio's growth over 1 to 40 years, breaking down your total contributions versus your compounding capital gains.

Mathematical Formula & Algorithm:M = P × ({[1 + i]^n - 1} / i) × (1 + i), where P is monthly investment, i is monthly return rate (r/12/100), and n is total months.
Step-by-Step Guide

How to Convert SIP Calculator to Result Online in 3 Simple Steps

Convert your data effortlessly with zero installations and complete local privacy.

  1. 1Step 1:

    Monthly Investment

    Enter the amount you plan to invest every month (e.g., ₹5,000 or $500).

  2. 2Step 2:

    Expected Return Rate

    Set your projected annual return percentage (typically 12% to 15% for equity funds).

  3. 3Step 3:

    Investment Horizon

    Specify how many years you intend to keep investing.

Help & Documentation

Frequently Asked Questions: SIP Calculator

Answers to common questions regarding inputs, calculations, and mathematical methodology.

What is the 15x15x15 rule in mutual funds?

Investing ₹15,000 per month for 15 years at an expected return of 15% historically accumulates approximately ₹1 Crore (₹10 Million).

Are SIP returns guaranteed?

No, mutual fund investments are subject to market volatility. The calculator provides mathematical projections based on historical compound growth.

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