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₹18 Lakh CTC In-Hand Salary Calculator (India)

💡 Direct Answer: For an ₹18,00,000 (18 LPA) CTC under the New Tax Regime (FY 2024-25), your estimated monthly in-hand salary is approximately ₹1,18,000 to ₹1,22,000. Annual deductions include ₹1,08,000 in EPF, ₹2,400 in professional tax, and roughly ₹1,95,000 in income tax TDS.

Salary & In-Hand Pay Calculator (India FY 2024-25)

Calculate your exact monthly take-home salary from gross annual CTC after EPF, professional tax, and Indian Income Tax (New Regime).

India • FY 2024-25
₹

Total cost-to-company quoted in your offer letter

12 %
0 %12 %

Standard EPF contribution is 12% of basic salary

₹

State professional tax (typically ₹200/month)

Monthly Take-Home Summary

Net In-Hand Paycheck
₹122,012

Annual In-Hand: ₹1,464,149

Monthly EPF
₹9,000

Retirement savings

Monthly Tax TDS
₹18,788

Estimated income tax

Monthly Gross
₹150,000
Annual Deductions
₹335,851
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About ₹18 Lakh CTC In-Hand Salary Calculator (India)

The ₹18 LPA CTC tier is a standard compensation benchmark for mid-to-senior software engineers and product managers in India. This preset computes monthly bank credit after factoring in the 2024 Union Budget tax slabs.

Formula & Computation Model
Exact Computation
Net Monthly Salary = (Gross Annual CTC - PF Contribution - Professional Tax - Estimated Income Tax) / 12.

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Help & Documentation

Frequently Asked Questions: ₹18 Lakh CTC In-Hand Salary Calculator (India)

Clear mathematical answers to key questions, calculations, and loan parameters.

What is the in-hand salary for 18 LPA in India?

After EPF and income tax TDS deductions under the New Regime, monthly take-home is roughly ₹1,18,000 to ₹1,21,500.

How much income tax is deducted on an 18 Lakh CTC?

Under the New Tax Regime with ₹75k standard deduction, tax liability is approximately ₹1,95,000 to ₹2,05,000 annually (~₹16,500/month TDS).

Is New Regime or Old Regime better for 18 LPA?

For most individuals without large home loan interest deductions (Section 24) or major HRA exemptions, the New Tax Regime yields higher monthly take-home due to lower slab rates.